본문 내용으로 건더뛰기

모바일 대메뉴명

KDI 경제정보센터

KDI 경제정보센터의 다양한
경제정책정보를 만나 보세요.

최신자료

Are Mortgages Becoming More Affordable?
FRB of St. Louis 2022.09.16 원문보기
A household’s mortgage payment relative to income is a good measure of mortgage affordability; a lower monthly payment-to-income ratio indicates that borrowers use less of their income on housing. From June 2021 to June 2022, nominal wage growth increased significantly for many U.S. households with preexisting mortgages. The higher income benefited these households because their loan payments remained fixed. However, other expenses, which also increased, may offset this improvement.
KDI 경제정보센터