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최신자료
Housing Finance Watch(Week 27, 2023)
AEI
2023.08.04
Key takeaways:

The median rate rose 1/4 ppts. to 6 7/8% while MND reported a daily avg. 30-year rate of 7.12% on July 10th.

Purchase volume was 37% below 2019’s level.

Y-o-y HPA is projected to increase to 2% in June, 3% in July, and 4% in the first three weeks of August 2023.

Metros with less affordability continue to have slower y-o-y HPA. The Western metros of San Jose, San Francisco, Seattle, and Sacramento are having y-o-y HPA declines. Over time, if the unemployment rate increases to around 5.5%, price declines will spread to the low end of some FHA markets and to metros with stagnating or declining job growth.