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한국관련자료
Housing Finance Watch (Week 7 & 8, 2024)
AEI
2024.02.29
The median purchase rate increased by 1/8 ppts. to 6 7/8% in week 8, 2024 and is now down 7/8 ppt. from the series peak in week 43, 2023.
Mortgage News Daily reported an avg. 30-year rate of 7.09% on Feb. 26th, 2024.
Purchase volume was down 31% from the same period in 2019 and down 11% YoY.
Preliminary y-o-y HPA was 6.4% in Jan. 2024. It is projected to be at 5-6% for Feb. 2024, Mar. 2024 and the first week of Apr. 2024.
Despite subdued purchase activity and relatively high rates, y-o-y HPA remains strong. The boost from 5.8% to 6.4% in Jan 2024 is largely due to the substantial rate decline in Dec. 2023 (when Jan. 2024 purchases locked in rates), along with buyers being well-qualified and highly motivated by a historically tight supply.