전망·동향
Housing Finance Watch (Week 29, 2024)
The median purchase rate decreased from 6.75% to 6.63% in week 29, 2024.
According to Mortgage News Daily, the avg. 30-year rate was 6.89% on July 22nd.
Purchase volume was down 40% from the same week in 2019 and down 16% YoY.
Preliminary y-o-y HPA was 5.0% in June 2024. It is projected to be around 4.6% and 4.4% for July 2024 and the first week of August 2024, respectively.
Despite subdued purchase activity and relatively high rates, YoY HPA remains strong, largely due to buyers being well-qualified.
According to Mortgage News Daily, the avg. 30-year rate was 6.89% on July 22nd.
Purchase volume was down 40% from the same week in 2019 and down 16% YoY.
Preliminary y-o-y HPA was 5.0% in June 2024. It is projected to be around 4.6% and 4.4% for July 2024 and the first week of August 2024, respectively.
Despite subdued purchase activity and relatively high rates, YoY HPA remains strong, largely due to buyers being well-qualified.
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