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Bank On National Data Hub: Findings from 2023
Bank On-certified accounts have been opened in more than 37,000 ZIP codes, or 89% of all U.S. ZIP codes.
Over 241 million debit transactions were processed per month for Bank On account holders. That is an average of 31 debit transactions per account holder per month, a 16% increase from 2022. Total monthly debit transactions averaged $10.5 billion. Debit transactions can help account holders avoid fees and service charges from credit cards and help them stay accountable with their spending.
Account holders continued to engage with services provided by Bank On-certified accounts. More than $174 billion was deposited into these accounts in 2023, for an average of 7.5 deposits per month per account, and 36% of account holders used direct deposit.
The average monthly balance for Bank On-certified accounts increased slightly from $1,117 in 2022 to $1,195 in 2023.
Over 241 million debit transactions were processed per month for Bank On account holders. That is an average of 31 debit transactions per account holder per month, a 16% increase from 2022. Total monthly debit transactions averaged $10.5 billion. Debit transactions can help account holders avoid fees and service charges from credit cards and help them stay accountable with their spending.
Account holders continued to engage with services provided by Bank On-certified accounts. More than $174 billion was deposited into these accounts in 2023, for an average of 7.5 deposits per month per account, and 36% of account holders used direct deposit.
The average monthly balance for Bank On-certified accounts increased slightly from $1,117 in 2022 to $1,195 in 2023.
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