전망·동향
Housing Finance Watch (Weeks 47 & 48, 2024)
The median purchase rate decreased to 6.63% in week 48, 2024.
According to Mortgage News Daily, the avg. 30-year rate was 6.91 on Dec. 2nd.
Purchase volume was down 33% from the same week in 2019, and up 13% YoY, with volume slowing with increasing rates.
Preliminary YoY HPA was 4.4% in October 2024. It is projected to be 4.6% and 4.7% for Nov. 2024 and the first five weeks of Dec. 2024, respectively.
Despite subdued purchase activity and relatively high rates, YoY HPA remains strong, largely due to buyers being well-qualified.
Our base HPA projection calls for YoY HPA of +4.7% and +5.5% by year-end 2024 and 2025 respectively.
According to Mortgage News Daily, the avg. 30-year rate was 6.91 on Dec. 2nd.
Purchase volume was down 33% from the same week in 2019, and up 13% YoY, with volume slowing with increasing rates.
Preliminary YoY HPA was 4.4% in October 2024. It is projected to be 4.6% and 4.7% for Nov. 2024 and the first five weeks of Dec. 2024, respectively.
Despite subdued purchase activity and relatively high rates, YoY HPA remains strong, largely due to buyers being well-qualified.
Our base HPA projection calls for YoY HPA of +4.7% and +5.5% by year-end 2024 and 2025 respectively.
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