전망·동향
An Uninsurable and Unavailable Foster Care System: How Lawsuits, Regulations, Social Inflation, and Policy Failures Are Making the Most Vulnerable Children Uninsurable
Not-for-profit foster care agencies are being forced to close due to a lack of liability insurance.
In some states, providers cannot find a single insurer willing to offer a liability insurance policy, regardless of rates or coverage limitations.
Insurance costs for foster care agencies are outpacing the inflation rate due to an insurance market failure fueled by bad public policy and colossal lawsuits.
The foster care system is at risk from these rapid closures, and if they continue, children will be shifted into more restrictive settings.
In some states, providers cannot find a single insurer willing to offer a liability insurance policy, regardless of rates or coverage limitations.
Insurance costs for foster care agencies are outpacing the inflation rate due to an insurance market failure fueled by bad public policy and colossal lawsuits.
The foster care system is at risk from these rapid closures, and if they continue, children will be shifted into more restrictive settings.
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