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Housing Finance Watch (Week 26 & 27, 2025)
The median purchase rate decreased to 6.5% in week 27, 2025.
According to Mortgage News Daily, the avg. 30-year rate was 6.79% on July 7th.
Purchase rate lock volume was down 25% from the same week in 2019, and up 1% YoY.
Preliminary YoY HPA was 2.5% in May 2025. It is projected at 3.1% and 2.8% for June 2025 and the first three weeks of July 2025, respectively.
Despite subdued purchase activity and relatively high rates, YoY HPA remains modestly positive, largely due to buyers being well-qualified.
According to Mortgage News Daily, the avg. 30-year rate was 6.79% on July 7th.
Purchase rate lock volume was down 25% from the same week in 2019, and up 1% YoY.
Preliminary YoY HPA was 2.5% in May 2025. It is projected at 3.1% and 2.8% for June 2025 and the first three weeks of July 2025, respectively.
Despite subdued purchase activity and relatively high rates, YoY HPA remains modestly positive, largely due to buyers being well-qualified.
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![[2026.06] 원·달러 환율](/userdata/main/incContent/sideLink/28/aaahkMSP2oK2fgXjARu9z20260805144529unfke.jpg)
