최신자료
Housing Finance Watch (Week 31, 2025)
- The median purchase rate remained effectively unchanged at 6.62% in week 31, 2025.
- According to Mortgage News Daily, the avg. 30-year rate was 6.58% on August 5th.
- Purchase rate lock volume continues to languish, down 29% from the same week in 2019, and down 6% YoY.
- Preliminary YoY HPA was 2.4% in June 2025. It is projected at 1.8% and 1.2% for July 2025 and the first four weeks of Aug. 2025, respectively.
- YoY HPA remains only modestly positive, largely due to subdued purchase activity, relatively high rates, and a diminishing pool of well-qualified entry-level buyers.
- According to Mortgage News Daily, the avg. 30-year rate was 6.58% on August 5th.
- Purchase rate lock volume continues to languish, down 29% from the same week in 2019, and down 6% YoY.
- Preliminary YoY HPA was 2.4% in June 2025. It is projected at 1.8% and 1.2% for July 2025 and the first four weeks of Aug. 2025, respectively.
- YoY HPA remains only modestly positive, largely due to subdued purchase activity, relatively high rates, and a diminishing pool of well-qualified entry-level buyers.
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