본문 내용으로 건더뛰기

KDI 경제교육·정보센터

ENG
  • 경제배움
  • Economic

    Information

    and Education

    Center

최신자료
In every corner of the country, the middle class struggles with affordability
Brookings
2025.12.03
The United States is home to some of the most expensive cities in the world, and middle-class residents are struggling to afford a decent life for themselves and their families. According to our latest analysis, one-third of the American middle class cannot afford the cost of basic necessities as of 2023.

Using cost-of-living estimates from the Economic Policy Institute and demographic data from the U.S. Census Bureau, this report examines the affordability of 160 U.S. metro areas for middle-class households. Middle-class households are those with incomes within the middle 60% of income earners. Our analysis finds that in each metro area, at least 20% of the middle class cannot afford to live in that place, even after adjusting income ranges to account for local price variations.

This report also examines the state of affordability for middle-class families across racial groups, finding that affordability across the country is often further out of reach for families of color. Even within the middle class, proven historical income disparities by race and ethnicity permeate: The median income for middle-class families overall is $79,000, compared to $70,000 for Black families; $73,000 for Latino or Hispanic families; $75,000 for Native American families; $81,000 for white families; and $81,200 for Asian American families.