In October 2025, the US Senate passed Sen. Tim Scott’s (RSC) Renewing Opportunity in the American Dream to Housing Act of 2025 (the ROAD to Housing Act) as an amendment to the National Defense Authorization Act (NDAA) for fiscal year 2026.1 The ROAD to Housing Act is mostly a continuation of the status quo in federal housing policy, but it would increase federal involvement in state and local zoning decisions, a significant negative change.