최신자료
Housing Finance Watch (Weeks 51 & 52, 2025)
Key takeaways:
-The median purchase rate was 6.124% in week 52, 2025.
- According to Mortgage News Daily, the avg. 30-year rate was 6.19% on December 29th.
- Purchase rate lock volume remains muted, down 19% from the same weeks in 2019, sharply below the 2020 & 2021 levels, but up 13% YoY.
- Preliminary YoY HPA was 1.6% in November 2025 and projected at 1.6% and 1.5% for Dec. 2025 and the first 3 weeks of Jan. 2026, respectively.
- Projected YoY HPA has slowed to near zero, largely due to subdued purchase activity, relatively high rates and inventory, and a diminishing pool of well-qualified entry-level buyers.
-The median purchase rate was 6.124% in week 52, 2025.
- According to Mortgage News Daily, the avg. 30-year rate was 6.19% on December 29th.
- Purchase rate lock volume remains muted, down 19% from the same weeks in 2019, sharply below the 2020 & 2021 levels, but up 13% YoY.
- Preliminary YoY HPA was 1.6% in November 2025 and projected at 1.6% and 1.5% for Dec. 2025 and the first 3 weeks of Jan. 2026, respectively.
- Projected YoY HPA has slowed to near zero, largely due to subdued purchase activity, relatively high rates and inventory, and a diminishing pool of well-qualified entry-level buyers.
![[2025.07] 대출규제](/userdata/main/incContent/sideLink/23/aaaqQGcnBTcOc8zW9uLNz20251015165742zqfnw.png)
![[사람이 되고 싶어요2] 환율의 변화](/userdata/main/incContent/sideLink/22/aaaqQGcnBTcOc8zW9uLNz20251015165408vtzoa.jpg)
