최신자료
Housing Finance Watch (Week 3, 2026)
Key takeaways
- The median purchase rate was 5.99% in week 3, 2026.
- According to Mortgage News Daily, the avg. 30-year rate was 6.21% on January 20th.
- Purchase rate lock volume remains muted, down 20% from the same week in 2020 and down 0.2% YoY.
- Preliminary YoY HPA was 1.6% in November 2025 and projected at 1.7%, 1.5%, and 1.3% for Dec. 2025, Jan. 2026, and the first two weeks of Feb. 2026, respectively.
- Projected YoY HPA has continued to slow, largely due to subdued purchase activity, relatively high rates and inventory, and a diminishing pool of well-qualified entry-level buyers.
- The median purchase rate was 5.99% in week 3, 2026.
- According to Mortgage News Daily, the avg. 30-year rate was 6.21% on January 20th.
- Purchase rate lock volume remains muted, down 20% from the same week in 2020 and down 0.2% YoY.
- Preliminary YoY HPA was 1.6% in November 2025 and projected at 1.7%, 1.5%, and 1.3% for Dec. 2025, Jan. 2026, and the first two weeks of Feb. 2026, respectively.
- Projected YoY HPA has continued to slow, largely due to subdued purchase activity, relatively high rates and inventory, and a diminishing pool of well-qualified entry-level buyers.
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