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최신자료
Digital Financial Infrastructure in Focus
MILKEN
2026.04.15
The world’s financial system operates at digital speed, but much of its infrastructure remains slow, fragmented, and opaque. Across payments, lending, and capital markets, new digital rails are being developed to expand access, reduce friction, and support innovation. Policymakers and private innovators are testing these systems in real time, creating opportunities to improve efficiency, inclusion, and economic mobility. To explore these opportunities, the Milken Institute’s FinTech Advisory Council convened leaders across finance, technology, policy, and academia to discuss how digital financial infrastructure is evolving and what principles should guide its development.

This report reflects those conversations and considers how digital financial infrastructure is being built, explores where it is already delivering value, and identifies the principles that should guide its continued development.