본문 내용으로 건더뛰기

KDI 경제교육·정보센터

ENG
  • 경제배움
  • Economic

    Information

    and Education

    Center

최신자료
Good Neighbors: Market Intelligence
AEI
2026.06.17
ㅇ When communities legalize housing abundance, displacement pressure falls. Supply is the solution. Every other intervention is downstream. Communities do not have a people problem. They have a housing problem―and the price-to-income ratio predicts homelessness rates more powerfully than poverty, mental health, weather, or any other variable tested.

ㅇ Three numbers tell a community where it stands on housing displacement―and what to do next.
- Housing Pressure (Displacement Pressure Ratio). Median home price divided by median household income. This single ratio explains roughly 89% of the variation in homelessness rates in communities over one million population, and 78% across all 369 Continuums of Care nationally. Above 5.0, displacement accelerates sharply.
- Point in Time (Displacement Rate). The HUD Point-in-Time count per 1,000 residents. When paired with Housing Pressure, PIT reveals whether a community is in a prevention window or a crisis.
- Median Days Homeless (System Throughput). HUD System Performance Measure (SPM) 1b. Reducing median days is the fastest lever a community has to reduce the total burden of homelessness.

ㅇ These three numbers create a decision framework, not a narrative exercise. The method is national. The action is local.

ㅇ Life Navigation provides the realistic path through the market to housing―person-centered coaching, calibrated to readiness, connected to community, restoring agency, social ties, and durable stability one neighbor at a time.